We are Black Owned and we offer a Free MasterCard* terms and conditions apply. Free meaning No up front cost for your MasterCard and No monthly service. Just go online sign up and within seven to ten days your own MasterCard will arrive in your mail box. Direct deposit and loading centers available nationwide. You can take a picture of your check and have the funds placed on your card. We make our money with the banks and not our cardholders. Our cards does not have all those fees like other prepaid cards.